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Insurance

技术准备金

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Quick answer: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

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Quick answer

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Why it matters

技术准备金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 技术准备金?

In this glossary, 技术准备金 refers to: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

How is 技术准备金 used in finance?

In finance communication, this term appears in contexts such as: "监管机构要求保险公司维持充足的技术准备金，以确保即使在不利情况下也能履行所有保单持有人义务。"

Why does 技术准备金 matter in finance?

技术准备金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 技术准备金?

技术准备金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 技术准备金 belong to?

In this glossary, 技术准备金 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Operational example

Regulators require insurers to maintain adequate technical reserves to ensure all policyholder obligations can be met, even in adverse scenarios.

Localized term

技术准备金

Localized example

监管机构要求保险公司维持充足的技术准备金，以确保即使在不利情况下也能履行所有保单持有人义务。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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