Insurance

偿付能力边际

Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer to ensure policyholder protection and financial stability.

Quick answer: Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer to ensure policyholder protection and financial stability.

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Quick answer

Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer to ensure policyholder protection and financial stability.

Why it matters

偿付能力边际 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 偿付能力边际?

In this glossary, 偿付能力边际 refers to: Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer to ensure policyholder protection and financial stability.

How is 偿付能力边际 used in finance?

In finance communication, this term appears in contexts such as: "健康的偿付能力边际对于保险公司承受大型理赔事件并维持新业务承保的监管批准至关重要。"

Why does 偿付能力边际 matter in finance?

偿付能力边际 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 偿付能力边际?

偿付能力边际 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 偿付能力边际 belong to?

In this glossary, 偿付能力边际 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Solvency Margin is the excess of an insurance company's assets over its liabilities, required by regulators as a buffer to ensure policyholder protection and financial stability.

Operational example

A healthy solvency margin is critical for an insurer to withstand large claim events and maintain regulatory approval for underwriting new business.

Localized term

偿付能力边际

Localized example

健康的偿付能力边际对于保险公司承受大型理赔事件并维持新业务承保的监管批准至关重要。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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