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Insurance

风险边际

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Quick answer: An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

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Quick answer

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Why it matters

风险边际 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 风险边际?

In this glossary, 风险边际 refers to: An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

How is 风险边际 used in finance?

In finance communication, this term appears in contexts such as: "偿付能力II要求保险公司在资产负债表上计提风险边际以覆盖义务转移成本。"

Why does 风险边际 matter in finance?

风险边际 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 风险边际?

风险边际 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 风险边际 belong to?

In this glossary, 风险边际 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Operational example

Solvency II requires insurance companies to hold a risk margin on their balance sheet to cover the cost of transferring insurance obligations to a third party.

Localized term

风险边际

Localized example

偿付能力II要求保险公司在资产负债表上计提风险边际以覆盖义务转移成本。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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