Insurance

持续率

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Quick answer: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

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Quick answer

Why it matters

持续率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

What is 持续率?

In this glossary, 持续率 refers to: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

How is 持续率 used in finance?

In finance communication, this term appears in contexts such as: "保险公司在最近一个季度报告其个人寿险业务持续率为92%。"

Why does 持续率 matter in finance?

Who uses 持续率?

持续率 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 持续率 belong to?

In this glossary, 持续率 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Operational example

The insurer reported a persistency rate of 92% for its individual life insurance portfolio in the latest quarter.

Localized term

持续率

Localized example

保险公司在最近一个季度报告其个人寿险业务持续率为92%。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Exam relevance

CFA
ACCA
FRM

Target audience

Financial Analysts
Bankers
Traders

Related terms

Use the related links below to continue through connected finance terminology.

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持续率