Banking

抵押贷款

A long-term loan secured by real estate property, repaid in installments, and subject to specific interest rates and collateral requirements as defined in banking regulations.

Quick answer: A long-term loan secured by real estate property, repaid in installments, and subject to specific interest rates and collateral requirements as defined in banking regulations.

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Languages

Quick answer

A long-term loan secured by real estate property, repaid in installments, and subject to specific interest rates and collateral requirements as defined in banking regulations.

Why it matters

抵押贷款 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 抵押贷款?

In this glossary, 抵押贷款 refers to: A long-term loan secured by real estate property, repaid in installments, and subject to specific interest rates and collateral requirements as defined in banking regulations.

How is 抵押贷款 used in finance?

In finance communication, this term appears in contexts such as: "银行在评估房产价值和借款人信用状况后,根据法规批准抵押贷款。"

Why does 抵押贷款 matter in finance?

抵押贷款 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 抵押贷款?

抵押贷款 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 抵押贷款 belong to?

In this glossary, 抵押贷款 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A long-term loan secured by real estate property, repaid in installments, and subject to specific interest rates and collateral requirements as defined in banking regulations.

Operational example

The bank approves a mortgage loan after appraising the property's value and reviewing the borrower's credit profile in line with national lending regulations.

Localized term

抵押贷款

Localized example

银行在评估房产价值和借款人信用状况后,根据法规批准抵押贷款。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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