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Insurance

未决赔款准备金

A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) losses, representing the estimated amount required to settle all obligations from insurance contracts.

Quick answer: A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) losses, representing the estimated amount required to settle all obligations from insurance contracts.

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Quick answer

A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) losses, representing the estimated amount required to settle all obligations from insurance contracts.

Why it matters

未决赔款准备金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 未决赔款准备金?

In this glossary, 未决赔款准备金 refers to: A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) losses, representing the estimated amount required to settle all obligations from insurance contracts.

How is 未决赔款准备金 used in finance?

In finance communication, this term appears in contexts such as: "保险公司在发现现有准备金不足以支付未决理赔后增加了未决赔款准备金。"

Why does 未决赔款准备金 matter in finance?

未决赔款准备金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 未决赔款准备金?

未决赔款准备金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 未决赔款准备金 belong to?

In this glossary, 未决赔款准备金 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A liability established by insurers to cover future claims payments for reported and incurred-but-not-reported (IBNR) losses, representing the estimated amount required to settle all obligations from insurance contracts.

Operational example

The insurer increased its loss reserve after a review indicated that existing provisions were insufficient for pending claims.

Localized term

未决赔款准备金

Localized example

保险公司在发现现有准备金不足以支付未决理赔后增加了未决赔款准备金。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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