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Banking

联名账户

A bank or investment account held by two or more individuals with equal rights to deposit, withdraw, and manage funds. Each holder is jointly liable for account activities and obligations as per banking regulation and contract.

Quick answer: A bank or investment account held by two or more individuals with equal rights to deposit, withdraw, and manage funds. Each holder is jointly liable for account activities and obligations as per banking regulation and contract.

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Quick answer

A bank or investment account held by two or more individuals with equal rights to deposit, withdraw, and manage funds. Each holder is jointly liable for account activities and obligations as per banking regulation and contract.

Why it matters

联名账户 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 联名账户?

In this glossary, 联名账户 refers to: A bank or investment account held by two or more individuals with equal rights to deposit, withdraw, and manage funds. Each holder is jointly liable for account activities and obligations as per banking regulation and contract.

How is 联名账户 used in finance?

In finance communication, this term appears in contexts such as: "联名账户允许双方共同管理资金，双方对账户的责任和交易都承担法律责任。"

Why does 联名账户 matter in finance?

联名账户 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 联名账户?

联名账户 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 联名账户 belong to?

In this glossary, 联名账户 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A bank or investment account held by two or more individuals with equal rights to deposit, withdraw, and manage funds. Each holder is jointly liable for account activities and obligations as per banking regulation and contract.

Operational example

A joint account allows both spouses to access and manage funds, and both are legally responsible for the account’s liabilities and transactions.

Localized term

联名账户

Localized example

联名账户允许双方共同管理资金，双方对账户的责任和交易都承担法律责任。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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