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Banking

利率风险

The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its assets and liabilities. It is a core element of bank risk management under Basel and regulatory frameworks.

Quick answer: The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its assets and liabilities. It is a core element of bank risk management under Basel and regulatory frameworks.

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Quick answer

The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its assets and liabilities. It is a core element of bank risk management under Basel and regulatory frameworks.

Why it matters

利率风险 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 利率风险?

In this glossary, 利率风险 refers to: The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its assets and liabilities. It is a core element of bank risk management under Basel and regulatory frameworks.

How is 利率风险 used in finance?

In finance communication, this term appears in contexts such as: "根据巴塞尔协议要求，银行必须定期评估利率风险敞口并向监管机构报告压力测试结果。"

Why does 利率风险 matter in finance?

利率风险 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 利率风险?

利率风险 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 利率风险 belong to?

In this glossary, 利率风险 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The risk that changes in market interest rates will adversely affect a bank’s earnings or the economic value of its assets and liabilities. It is a core element of bank risk management under Basel and regulatory frameworks.

Operational example

Banks must regularly assess interest rate risk exposures and report stress-test results to regulators under Basel requirements.

Localized term

利率风险

Localized example

根据巴塞尔协议要求，银行必须定期评估利率风险敞口并向监管机构报告压力测试结果。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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