Insurance

费用率

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Quick answer: A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Why it matters

费用率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 费用率?

In this glossary, 费用率 refers to: A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

How is 费用率 used in finance?

In finance communication, this term appears in contexts such as: "较低的费用率表明保险公司相对保费收入高效管理了行政成本。"

Why does 费用率 matter in finance?

费用率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 费用率?

费用率 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 费用率 belong to?

In this glossary, 费用率 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Operational example

A low expense ratio indicates that the insurer is managing its administrative costs efficiently relative to premium income.

Localized term

费用率

Localized example

较低的费用率表明保险公司相对保费收入高效管理了行政成本。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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