Banking

不良信用信息

Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

Quick answer: Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

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Quick answer

Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

Why it matters

不良信用信息 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 不良信用信息?

In this glossary, 不良信用信息 refers to: Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

How is 不良信用信息 used in finance?

In finance communication, this term appears in contexts such as: "放贷机构在批准新贷款前会审核不良信用信息。"

Why does 不良信用信息 matter in finance?

不良信用信息 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 不良信用信息?

不良信用信息 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 不良信用信息 belong to?

In this glossary, 不良信用信息 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Negative data on a borrower's credit report such as late payments, defaults, or bankruptcies, which adversely affect credit assessment and lending decisions.

Operational example

Lenders review derogatory information in credit reports such as loan defaults and overdue accounts before approving new credit facilities.

Localized term

不良信用信息

Localized example

放贷机构在批准新贷款前会审核不良信用信息。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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