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Banking

信用卡

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Quick answer: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

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Quick answer

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Why it matters

信用卡 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 信用卡?

In this glossary, 信用卡 refers to: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

How is 信用卡 used in finance?

In finance communication, this term appears in contexts such as: "银行根据信用等级和监管规定为每张信用卡设定额度，未还清余额需按月支付利息。"

Why does 信用卡 matter in finance?

信用卡 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 信用卡?

信用卡 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 信用卡 belong to?

In this glossary, 信用卡 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Operational example

Banks set individual credit limits on each credit card account based on creditworthiness and regulatory guidelines, and all outstanding balances must be repaid monthly or incur interest.

Localized term

信用卡

Localized example

银行根据信用等级和监管规定为每张信用卡设定额度，未还清余额需按月支付利息。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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