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Insurance

赔付率

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Quick answer: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

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Quick answer

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Why it matters

赔付率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 赔付率?

In this glossary, 赔付率 refers to: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

How is 赔付率 used in finance?

In finance communication, this term appears in contexts such as: "持续较高的赔付率可能表明保险人组合存在定价不足或逆向选择，需要监管关注。"

Why does 赔付率 matter in finance?

赔付率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 赔付率?

赔付率 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 赔付率 belong to?

In this glossary, 赔付率 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Operational example

A persistently high claims ratio can indicate inadequate pricing or adverse selection in the insurer's portfolio, requiring regulatory attention.

Localized term

赔付率

Localized example

持续较高的赔付率可能表明保险人组合存在定价不足或逆向选择，需要监管关注。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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