Insurance
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Quick answer: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
逆选择 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
This page is rendered as static HTML from source-backed terminology data so search engines and AI systems can parse the content without client-side code.
Questions and answers
In this glossary, 逆选择 refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
In finance communication, this term appears in contexts such as: "逆选择可能导致理赔成本上升，若保险池中高风险个体比例过高。"
逆选择 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
逆选择 is mainly used by Financial Analysts, Bankers, and Traders.
In this glossary, 逆选择 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.
This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.
A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
Adverse selection can lead to higher claim costs if the insurance pool disproportionately attracts high-risk individuals.
逆选择
逆选择可能导致理赔成本上升，若保险池中高风险个体比例过高。
English reference definition
CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
Use the related links below to continue through connected finance terminology.
