Insurance
精算评估
A formal assessment of the present value of future policy liabilities and assets by an actuary, based on prescribed methods, used for solvency, funding, and regulatory compliance in insurance and pensions.
Quick answer: A formal assessment of the present value of future policy liabilities and assets by an actuary, based on prescribed methods, used for solvency, funding, and regulatory compliance in insurance and pensions.
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Definition
A formal assessment of the present value of future policy liabilities and assets by an actuary, based on prescribed methods, used for solvency, funding, and regulatory compliance in insurance and pensions.
Operational example
The annual actuarial valuation determines whether an insurer holds sufficient reserves to meet its long-term obligations to policyholders.
Localized example
年度精算评估决定保险公司是否有足够准备金履行对保单持有人的长期义务。
Definition language
English reference definition
Source
CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework
Target audience
- Financial Analysts
- Bankers
- Traders
