Banking

定期預金

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Quick answer: A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

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Quick answer

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Why it matters

定期預金 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 定期預金?

In this glossary, 定期預金 refers to: A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

How is 定期預金 used in finance?

In finance communication, this term appears in contexts such as: "定期預金は普通預金より高金利だが、期日前引出は罰則。"

Why does 定期預金 matter in finance?

定期預金 matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 定期預金?

定期預金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 定期預金 belong to?

In this glossary, 定期預金 is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Operational example

A time deposit pays higher interest than a demand deposit, but funds cannot be withdrawn before maturity without incurring penalties.

Localized term

定期預金

Localized example

定期預金は普通預金より高金利だが、期日前引出は罰則。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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