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Insurance

技術準備金

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Quick answer: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

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Quick answer

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Why it matters

技術準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 技術準備金?

In this glossary, 技術準備金 refers to: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

How is 技術準備金 used in finance?

In finance communication, this term appears in contexts such as: "規制当局は、すべての保険契約者への義務が不利な状況下でも果たされるよう、保険会社に十分な技術準備金を維持することを義務付けています。"

Why does 技術準備金 matter in finance?

技術準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 技術準備金?

技術準備金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 技術準備金 belong to?

In this glossary, 技術準備金 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Operational example

Regulators require insurers to maintain adequate technical reserves to ensure all policyholder obligations can be met, even in adverse scenarios.

Localized term

技術準備金

Localized example

規制当局は、すべての保険契約者への義務が不利な状況下でも果たされるよう、保険会社に十分な技術準備金を維持することを義務付けています。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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