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Insurance

損害準備金

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Quick answer: A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

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Quick answer

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Why it matters

損害準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 損害準備金?

In this glossary, 損害準備金 refers to: A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

How is 損害準備金 used in finance?

In finance communication, this term appears in contexts such as: "保険会社は未決済の損害賠償義務と規制遵守のため、十分な損害準備金を維持しなければならない。"

Why does 損害準備金 matter in finance?

損害準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 損害準備金?

損害準備金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 損害準備金 belong to?

In this glossary, 損害準備金 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Operational example

Insurers must maintain an adequate loss reserve to ensure sufficient funds are available for outstanding claims obligations and regulatory compliance.

Localized term

損害準備金

Localized example

保険会社は未決済の損害賠償義務と規制遵守のため、十分な損害準備金を維持しなければならない。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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