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Banking

クレジットカード

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Quick answer: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

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Quick answer

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Why it matters

クレジットカード matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is クレジットカード?

In this glossary, クレジットカード refers to: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

How is クレジットカード used in finance?

In finance communication, this term appears in contexts such as: "銀行は信用力と規制に基づきクレジットカードごとに限度額を設定、未払い残高には月々利息が発生します。"

Why does クレジットカード matter in finance?

クレジットカード matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses クレジットカード?

クレジットカード is mainly used by Financial Analysts, Bankers, and Traders.

What category does クレジットカード belong to?

In this glossary, クレジットカード is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Operational example

Banks set individual credit limits on each credit card account based on creditworthiness and regulatory guidelines, and all outstanding balances must be repaid monthly or incur interest.

Localized term

クレジットカード

Localized example

銀行は信用力と規制に基づきクレジットカードごとに限度額を設定、未払い残高には月々利息が発生します。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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