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Insurance

損害準備金

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Quick answer: A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

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Quick answer

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Why it matters

損害準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 損害準備金?

In this glossary, 損害準備金 refers to: A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

How is 損害準備金 used in finance?

In finance communication, this term appears in contexts such as: "保険会社は、報告済みおよび未報告の損害に十分な資金を確保するため、損害準備金を増額しました。"

Why does 損害準備金 matter in finance?

損害準備金 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 損害準備金?

損害準備金 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 損害準備金 belong to?

In this glossary, 損害準備金 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Operational example

The insurer increased its claims reserve to ensure adequate funds for both reported and incurred but not reported claims.

Localized term

損害準備金

Localized example

保険会社は、報告済みおよび未報告の損害に十分な資金を確保するため、損害準備金を増額しました。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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