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Insurance

損害率

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Quick answer: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

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Quick answer

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Why it matters

損害率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is 損害率?

In this glossary, 損害率 refers to: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

How is 損害率 used in finance?

In finance communication, this term appears in contexts such as: "損害率が持続的に高い場合、保険会社のポートフォリオにおける不適切な料率設定や逆選択を示し、規制当局の対応が必要となる場合がある。"

Why does 損害率 matter in finance?

損害率 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses 損害率?

損害率 is mainly used by Financial Analysts, Bankers, and Traders.

What category does 損害率 belong to?

In this glossary, 損害率 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Operational example

A persistently high claims ratio can indicate inadequate pricing or adverse selection in the insurer's portfolio, requiring regulatory attention.

Localized term

損害率

Localized example

損害率が持続的に高い場合、保険会社のポートフォリオにおける不適切な料率設定や逆選択を示し、規制当局の対応が必要となる場合がある。

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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