What is 逆選択?
In this glossary, 逆選択 refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
How is 逆選択 used in finance?
In finance communication, this term appears in contexts such as: "逆選択によりリスクの高い人が多く加入すると保険金支払いが増加する可能性があります。"
Why does 逆選択 matter in finance?
逆選択 matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
Who uses 逆選択?
逆選択 is mainly used by Financial Analysts, Bankers, and Traders.
What category does 逆選択 belong to?
In this glossary, 逆選択 is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.
Where does this definition come from?
This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.