Banking

Thấu chi

A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Quick answer: A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Why it matters

Thấu chi matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Thấu chi?

In this glossary, Thấu chi refers to: A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

How is Thấu chi used in finance?

In finance communication, this term appears in contexts such as: "Ngân hàng cung cấp hạn mức thấu chi cho phép rút tiền vượt số dư, có phí và lãi."

Why does Thấu chi matter in finance?

Thấu chi matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Thấu chi?

Thấu chi is mainly used by Financial Analysts, Bankers, and Traders.

What category does Thấu chi belong to?

In this glossary, Thấu chi is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A credit facility that allows a bank account holder to withdraw more money than the current account balance, creating a temporary negative balance within pre-approved limits.

Operational example

The bank offers an overdraft facility allowing account holders to temporarily access additional funds beyond their current balance, subject to interest and fees.

Localized term

Thấu chi

Localized example

Ngân hàng cung cấp hạn mức thấu chi cho phép rút tiền vượt số dư, có phí và lãi.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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