Banking

Chứng chỉ tiền gửi

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Quick answer: A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Why it matters

Chứng chỉ tiền gửi matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Chứng chỉ tiền gửi?

In this glossary, Chứng chỉ tiền gửi refers to: A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

How is Chứng chỉ tiền gửi used in finance?

In finance communication, this term appears in contexts such as: "Nhà đầu tư mua chứng chỉ tiền gửi nhận lãi suất cố định, rút trước hạn có thể bị phạt."

Why does Chứng chỉ tiền gửi matter in finance?

Chứng chỉ tiền gửi matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Chứng chỉ tiền gửi?

Chứng chỉ tiền gửi is mainly used by Financial Analysts, Bankers, and Traders.

What category does Chứng chỉ tiền gửi belong to?

In this glossary, Chứng chỉ tiền gửi is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Operational example

Investors purchase certificates of deposit for fixed-term interest earnings, but early withdrawal may trigger a penalty as per banking regulations.

Localized term

Chứng chỉ tiền gửi

Localized example

Nhà đầu tư mua chứng chỉ tiền gửi nhận lãi suất cố định, rút trước hạn có thể bị phạt.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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