Insurance

อัตราคงอยู่

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Quick answer: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

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Quick answer

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Why it matters

อัตราคงอยู่ matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is อัตราคงอยู่?

In this glossary, อัตราคงอยู่ refers to: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

How is อัตราคงอยู่ used in finance?

In finance communication, this term appears in contexts such as: "บริษัทประกันภัยรายงานอัตราคงอยู่ 92% สำหรับกรมธรรม์ประกันชีวิตบุคคลในไตรมาสล่าสุด"

Why does อัตราคงอยู่ matter in finance?

อัตราคงอยู่ matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses อัตราคงอยู่?

อัตราคงอยู่ is mainly used by Financial Analysts, Bankers, and Traders.

What category does อัตราคงอยู่ belong to?

In this glossary, อัตราคงอยู่ is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Operational example

The insurer reported a persistency rate of 92% for its individual life insurance portfolio in the latest quarter.

Localized term

อัตราคงอยู่

Localized example

บริษัทประกันภัยรายงานอัตราคงอยู่ 92% สำหรับกรมธรรม์ประกันชีวิตบุคคลในไตรมาสล่าสุด

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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