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Insurance

Риск заболеваемости

The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Quick answer: The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

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Quick answer

The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Why it matters

Риск заболеваемости matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Риск заболеваемости?

In this glossary, Риск заболеваемости refers to: The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

How is Риск заболеваемости used in finance?

In finance communication, this term appears in contexts such as: "Актуарии должны тщательно оценивать риск заболеваемости, чтобы страховые взносы покрывали ожидаемые убытки."

Why does Риск заболеваемости matter in finance?

Риск заболеваемости matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Риск заболеваемости?

Риск заболеваемости is mainly used by Financial Analysts, Bankers, and Traders.

What category does Риск заболеваемости belong to?

In this glossary, Риск заболеваемости is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The risk of policyholders experiencing illness, injury, or disability at rates higher than assumed in pricing and reserving, affecting health and disability insurance liabilities.

Operational example

Actuaries must carefully assess morbidity risk to ensure that health insurance premiums are sufficient to cover expected claims costs.

Localized term

Риск заболеваемости

Localized example

Актуарии должны тщательно оценивать риск заболеваемости, чтобы страховые взносы покрывали ожидаемые убытки.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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