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Banking

Сертификат депозита

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Quick answer: A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

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Quick answer

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Why it matters

Сертификат депозита matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Сертификат депозита?

In this glossary, Сертификат депозита refers to: A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

How is Сертификат депозита used in finance?

In finance communication, this term appears in contexts such as: "Инвесторы покупают депозитные сертификаты для фиксированного дохода, досрочное снятие может повлечь штраф."

Why does Сертификат депозита matter in finance?

Сертификат депозита matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Сертификат депозита?

Сертификат депозита is mainly used by Financial Analysts, Bankers, and Traders.

What category does Сертификат депозита belong to?

In this glossary, Сертификат депозита is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A time deposit issued by a bank with a fixed maturity date and specified interest rate; early withdrawal typically incurs a penalty. Used for capital preservation and interest income.

Operational example

Investors purchase certificates of deposit for fixed-term interest earnings, but early withdrawal may trigger a penalty as per banking regulations.

Localized term

Сертификат депозита

Localized example

Инвесторы покупают депозитные сертификаты для фиксированного дохода, досрочное снятие может повлечь штраф.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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