Banking

Depósito a prazo

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Quick answer: A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

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Quick answer

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Why it matters

Depósito a prazo matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Depósito a prazo?

In this glossary, Depósito a prazo refers to: A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

How is Depósito a prazo used in finance?

In finance communication, this term appears in contexts such as: "Depósito a prazo rende mais, mas retiradas antecipadas sofrem penalidades."

Why does Depósito a prazo matter in finance?

Depósito a prazo matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Depósito a prazo?

Depósito a prazo is mainly used by Financial Analysts, Bankers, and Traders.

What category does Depósito a prazo belong to?

In this glossary, Depósito a prazo is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A deposit in a bank or financial institution that has a fixed term and typically offers a higher interest rate, with withdrawals only allowed at maturity or with penalty.

Operational example

A time deposit pays higher interest than a demand deposit, but funds cannot be withdrawn before maturity without incurring penalties.

Localized term

Depósito a prazo

Localized example

Depósito a prazo rende mais, mas retiradas antecipadas sofrem penalidades.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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