Insurance

Provisão Técnica

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Quick answer: The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Why it matters

Provisão Técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Provisão Técnica?

In this glossary, Provisão Técnica refers to: The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

How is Provisão Técnica used in finance?

In finance communication, this term appears in contexts such as: "As provisões técnicas devem ser calculadas em conformidade com Solvência II e padrões atuariais para garantir o pagamento dos sinistros."

Why does Provisão Técnica matter in finance?

Provisão Técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Provisão Técnica?

Provisão Técnica is mainly used by Financial Analysts, Bankers, and Traders.

What category does Provisão Técnica belong to?

In this glossary, Provisão Técnica is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Operational example

Technical provisions must be calculated in compliance with Solvency II and actuarial standards to ensure claims can be paid as they arise.

Localized term

Provisão Técnica

Localized example

As provisões técnicas devem ser calculadas em conformidade com Solvência II e padrões atuariais para garantir o pagamento dos sinistros.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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