Insurance

Limite de retenção

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Quick answer: The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

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Languages

Quick answer

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Why it matters

Limite de retenção matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Limite de retenção?

In this glossary, Limite de retenção refers to: The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

How is Limite de retenção used in finance?

In finance communication, this term appears in contexts such as: "O ressegurador só aceitará sinistros acima do limite de retenção acordado no contrato de resseguro."

Why does Limite de retenção matter in finance?

Limite de retenção matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Limite de retenção?

Limite de retenção is mainly used by Financial Analysts, Bankers, and Traders.

What category does Limite de retenção belong to?

In this glossary, Limite de retenção is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Operational example

The reinsurer will only accept claims above the retention limit agreed upon in the reinsurance contract.

Localized term

Limite de retenção

Localized example

O ressegurador só aceitará sinistros acima do limite de retenção acordado no contrato de resseguro.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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