Insurance

Taxa de persistência

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Quick answer: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

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Quick answer

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Why it matters

Taxa de persistência matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Taxa de persistência?

In this glossary, Taxa de persistência refers to: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

How is Taxa de persistência used in finance?

In finance communication, this term appears in contexts such as: "A seguradora relatou uma taxa de persistência de 92% para sua carteira de seguro de vida individual no último trimestre."

Why does Taxa de persistência matter in finance?

Taxa de persistência matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Taxa de persistência?

Taxa de persistência is mainly used by Financial Analysts, Bankers, and Traders.

What category does Taxa de persistência belong to?

In this glossary, Taxa de persistência is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Operational example

The insurer reported a persistency rate of 92% for its individual life insurance portfolio in the latest quarter.

Localized term

Taxa de persistência

Localized example

A seguradora relatou uma taxa de persistência de 92% para sua carteira de seguro de vida individual no último trimestre.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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