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Insurance

Provisão para Sinistros

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Quick answer: A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

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Quick answer

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Why it matters

Provisão para Sinistros matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Provisão para Sinistros?

In this glossary, Provisão para Sinistros refers to: A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

How is Provisão para Sinistros used in finance?

In finance communication, this term appears in contexts such as: "A seguradora aumentou a provisão para sinistros para garantir fundos suficientes para sinistros reportados e não reportados."

Why does Provisão para Sinistros matter in finance?

Provisão para Sinistros matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Provisão para Sinistros?

Provisão para Sinistros is mainly used by Financial Analysts, Bankers, and Traders.

What category does Provisão para Sinistros belong to?

In this glossary, Provisão para Sinistros is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A liability account on an insurer’s balance sheet representing the estimated value of unpaid reported and incurred but not reported (IBNR) claims, set aside to meet future policyholder obligations.

Operational example

The insurer increased its claims reserve to ensure adequate funds for both reported and incurred but not reported claims.

Localized term

Provisão para Sinistros

Localized example

A seguradora aumentou a provisão para sinistros para garantir fundos suficientes para sinistros reportados e não reportados.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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