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Insurance

Índice de Sinistralidade

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Quick answer: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

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Quick answer

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Why it matters

Índice de Sinistralidade matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Índice de Sinistralidade?

In this glossary, Índice de Sinistralidade refers to: Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

How is Índice de Sinistralidade used in finance?

In finance communication, this term appears in contexts such as: "Um índice de sinistralidade persistentemente alto pode indicar precificação inadequada ou seleção adversa na carteira do segurador, exigindo atenção regulatória."

Why does Índice de Sinistralidade matter in finance?

Índice de Sinistralidade matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Índice de Sinistralidade?

Índice de Sinistralidade is mainly used by Financial Analysts, Bankers, and Traders.

What category does Índice de Sinistralidade belong to?

In this glossary, Índice de Sinistralidade is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Claims Ratio is the percentage of insurance claims paid or incurred in relation to the earned premiums for a given period, serving as a key indicator of underwriting performance and risk exposure.

Operational example

A persistently high claims ratio can indicate inadequate pricing or adverse selection in the insurer's portfolio, requiring regulatory attention.

Localized term

Índice de Sinistralidade

Localized example

Um índice de sinistralidade persistentemente alto pode indicar precificação inadequada ou seleção adversa na carteira do segurador, exigindo atenção regulatória.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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