What is Seleção adversa?
In this glossary, Seleção adversa refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
How is Seleção adversa used in finance?
In finance communication, this term appears in contexts such as: "A seleção adversa pode elevar os custos de sinistros se a carteira atrair desproporcionalmente indivíduos de alto risco."
Why does Seleção adversa matter in finance?
Seleção adversa matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
Who uses Seleção adversa?
Seleção adversa is mainly used by Financial Analysts, Bankers, and Traders.
What category does Seleção adversa belong to?
In this glossary, Seleção adversa is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.
Where does this definition come from?
This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.
