Insurance

Riserva tecnica

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Quick answer: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

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Languages

Quick answer

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Why it matters

Riserva tecnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Riserva tecnica?

In this glossary, Riserva tecnica refers to: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

How is Riserva tecnica used in finance?

In finance communication, this term appears in contexts such as: "I regolatori richiedono alle compagnie assicurative di mantenere riserve tecniche adeguate per soddisfare tutti gli obblighi verso gli assicurati anche in scenari avversi."

Why does Riserva tecnica matter in finance?

Riserva tecnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Riserva tecnica?

Riserva tecnica is mainly used by Financial Analysts, Bankers, and Traders.

What category does Riserva tecnica belong to?

In this glossary, Riserva tecnica is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Operational example

Regulators require insurers to maintain adequate technical reserves to ensure all policyholder obligations can be met, even in adverse scenarios.

Localized term

Riserva tecnica

Localized example

I regolatori richiedono alle compagnie assicurative di mantenere riserve tecniche adeguate per soddisfare tutti gli obblighi verso gli assicurati anche in scenari avversi.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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