Insurance

Cadangan Kerugian

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Quick answer: A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Why it matters

Cadangan Kerugian matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Cadangan Kerugian?

In this glossary, Cadangan Kerugian refers to: A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

How is Cadangan Kerugian used in finance?

In finance communication, this term appears in contexts such as: "Perusahaan asuransi harus mempertahankan cadangan kerugian yang memadai untuk memastikan dana cukup bagi kewajiban klaim dan kepatuhan regulasi."

Why does Cadangan Kerugian matter in finance?

Cadangan Kerugian matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Cadangan Kerugian?

Cadangan Kerugian is mainly used by Financial Analysts, Bankers, and Traders.

What category does Cadangan Kerugian belong to?

In this glossary, Cadangan Kerugian is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A liability on an insurer’s balance sheet representing funds set aside to pay claims that have been incurred but not yet settled, including claims reported and IBNR (incurred but not reported).

Operational example

Insurers must maintain an adequate loss reserve to ensure sufficient funds are available for outstanding claims obligations and regulatory compliance.

Localized term

Cadangan Kerugian

Localized example

Perusahaan asuransi harus mempertahankan cadangan kerugian yang memadai untuk memastikan dana cukup bagi kewajiban klaim dan kepatuhan regulasi.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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