Banking

Kartu Kredit

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Quick answer: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Why it matters

Kartu Kredit matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Kartu Kredit?

In this glossary, Kartu Kredit refers to: A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

How is Kartu Kredit used in finance?

In finance communication, this term appears in contexts such as: "Bank menetapkan limit kredit tiap kartu kredit sesuai analisa kredit; saldo harus dibayar bulanan."

Why does Kartu Kredit matter in finance?

Kartu Kredit matters because it supports clear communication in Banking contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Kartu Kredit?

Kartu Kredit is mainly used by Financial Analysts, Bankers, and Traders.

What category does Kartu Kredit belong to?

In this glossary, Kartu Kredit is grouped under Banking. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A payment card issued by a financial institution that enables the holder to borrow funds within a credit limit to make purchases or withdraw cash, subject to repayment with interest as per contractual terms.

Operational example

Banks set individual credit limits on each credit card account based on creditworthiness and regulatory guidelines, and all outstanding balances must be repaid monthly or incur interest.

Localized term

Kartu Kredit

Localized example

Bank menetapkan limit kredit tiap kartu kredit sesuai analisa kredit; saldo harus dibayar bulanan.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Banking

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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