Insurance

Penyangga Modal

Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength during adverse conditions.

Quick answer: Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength during adverse conditions.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength during adverse conditions.

Why it matters

Penyangga Modal matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Penyangga Modal?

In this glossary, Penyangga Modal refers to: Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength during adverse conditions.

How is Penyangga Modal used in finance?

In finance communication, this term appears in contexts such as: "Penanggung memelihara penyangga modal untuk melindungi dari kejadian ekstrem dan memenuhi target solvabilitas di bawah rezim pengaturan."

Why does Penyangga Modal matter in finance?

Penyangga Modal matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Penyangga Modal?

Penyangga Modal is mainly used by Financial Analysts, Bankers, and Traders.

What category does Penyangga Modal belong to?

In this glossary, Penyangga Modal is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

Excess capital held by an insurer above regulatory minimums to absorb unexpected losses and support financial strength during adverse conditions.

Operational example

Insurers maintain capital buffers to protect against extreme events and to meet solvency targets under regulatory regimes.

Localized term

Penyangga Modal

Localized example

Penanggung memelihara penyangga modal untuk melindungi dari kejadian ekstrem dan memenuhi target solvabilitas di bawah rezim pengaturan.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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