What is Seleksi Merugikan?
In this glossary, Seleksi Merugikan refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
How is Seleksi Merugikan used in finance?
In finance communication, this term appears in contexts such as: "Seleksi merugikan dapat meningkatkan biaya klaim jika portofolio asuransi didominasi peserta berisiko tinggi."
Why does Seleksi Merugikan matter in finance?
Seleksi Merugikan matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
Who uses Seleksi Merugikan?
Seleksi Merugikan is mainly used by Financial Analysts, Bankers, and Traders.
What category does Seleksi Merugikan belong to?
In this glossary, Seleksi Merugikan is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.
Where does this definition come from?
This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.