Insurance

Ratio de frais

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Quick answer: A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Why it matters

Ratio de frais matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Ratio de frais?

In this glossary, Ratio de frais refers to: A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

How is Ratio de frais used in finance?

In finance communication, this term appears in contexts such as: "Un faible ratio de frais indique que l’assureur gère efficacement ses coûts administratifs par rapport à ses primes."

Why does Ratio de frais matter in finance?

Ratio de frais matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Ratio de frais?

Ratio de frais is mainly used by Financial Analysts, Bankers, and Traders.

What category does Ratio de frais belong to?

In this glossary, Ratio de frais is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A financial metric expressing an insurer’s operating expenses as a percentage of net premiums earned, used to assess efficiency.

Operational example

A low expense ratio indicates that the insurer is managing its administrative costs efficiently relative to premium income.

Localized term

Ratio de frais

Localized example

Un faible ratio de frais indique que l’assureur gère efficacement ses coûts administratifs par rapport à ses primes.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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