What is Antisélection?
In this glossary, Antisélection refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.
How is Antisélection used in finance?
In finance communication, this term appears in contexts such as: "L'antisélection peut entraîner des coûts de sinistres plus élevés si le groupe d'assurés attire de manière disproportionnée des personnes à haut risque."
Why does Antisélection matter in finance?
Antisélection matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.
Who uses Antisélection?
Antisélection is mainly used by Financial Analysts, Bankers, and Traders.
What category does Antisélection belong to?
In this glossary, Antisélection is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.
Where does this definition come from?
This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.