Insurance

Reserva técnica

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Quick answer: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Why it matters

Reserva técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Reserva técnica?

In this glossary, Reserva técnica refers to: The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

How is Reserva técnica used in finance?

In finance communication, this term appears in contexts such as: "Los reguladores requieren que las aseguradoras mantengan reservas técnicas adecuadas para poder cumplir todas las obligaciones con los asegurados incluso en escenarios adversos."

Why does Reserva técnica matter in finance?

Reserva técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Reserva técnica?

Reserva técnica is mainly used by Financial Analysts, Bankers, and Traders.

What category does Reserva técnica belong to?

In this glossary, Reserva técnica is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The mandatory liability on an insurer’s balance sheet representing the amount set aside to cover future insurance claims, unearned premiums, and actuarial obligations, as required by insurance regulations.

Operational example

Regulators require insurers to maintain adequate technical reserves to ensure all policyholder obligations can be met, even in adverse scenarios.

Localized term

Reserva técnica

Localized example

Los reguladores requieren que las aseguradoras mantengan reservas técnicas adecuadas para poder cumplir todas las obligaciones con los asegurados incluso en escenarios adversos.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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