Termify logo Protermify Finance Finance English glossary for finance professionals and learners.

Insurance

Provisión Técnica

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Quick answer: The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

ArabicDeutschEnglishEspanolFrancaisHindiBahasa IndonesiaItalianoJapanesePortuguesRusskiyThaiTurkceVietnameseZhongwen

Quick answer

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Why it matters

Provisión Técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

This page is rendered as static HTML from source-backed terminology data so search engines and AI systems can parse the content without client-side code.

Questions and answers

Questions and answers

What is Provisión Técnica?

In this glossary, Provisión Técnica refers to: The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

How is Provisión Técnica used in finance?

In finance communication, this term appears in contexts such as: "Las provisiones técnicas deben calcularse conforme a Solvencia II y a las normas actuariales para asegurar que los siniestros puedan ser pagados según surjan."

Why does Provisión Técnica matter in finance?

Provisión Técnica matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Provisión Técnica?

Provisión Técnica is mainly used by Financial Analysts, Bankers, and Traders.

What category does Provisión Técnica belong to?

In this glossary, Provisión Técnica is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The total amount set aside by insurers as liabilities to meet all future policyholder claims, unearned premiums, and related obligations, calculated using actuarial methods.

Operational example

Technical provisions must be calculated in compliance with Solvency II and actuarial standards to ensure claims can be paid as they arise.

Localized term

Provisión Técnica

Localized example

Las provisiones técnicas deben calcularse conforme a Solvencia II y a las normas actuariales para asegurar que los siniestros puedan ser pagados según surjan.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

Back to glossary

Termify Get Termify on the App Store OPEN
AI Free AI Search Source-backed aviation answers