Insurance

Margen de riesgo

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Quick answer: An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

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Quick answer

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Why it matters

Margen de riesgo matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Margen de riesgo?

In this glossary, Margen de riesgo refers to: An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

How is Margen de riesgo used in finance?

In finance communication, this term appears in contexts such as: "Solvencia II exige que las aseguradoras mantengan un margen de riesgo en balance para cubrir el coste de transferencia de obligaciones."

Why does Margen de riesgo matter in finance?

Margen de riesgo matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Margen de riesgo?

Margen de riesgo is mainly used by Financial Analysts, Bankers, and Traders.

What category does Margen de riesgo belong to?

In this glossary, Margen de riesgo is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

An additional allowance in technical provisions to reflect the uncertainty in insurance liabilities, ensuring that the value of obligations is sufficient to transfer to another insurer.

Operational example

Solvency II requires insurance companies to hold a risk margin on their balance sheet to cover the cost of transferring insurance obligations to a third party.

Localized term

Margen de riesgo

Localized example

Solvencia II exige que las aseguradoras mantengan un margen de riesgo en balance para cubrir el coste de transferencia de obligaciones.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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