Insurance

Ajuste por riesgo

An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncertainty of non-financial risks. Mandated under IFRS 17 and Solvency II for technical provisions.

Quick answer: An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncertainty of non-financial risks. Mandated under IFRS 17 and Solvency II for technical provisions.

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Languages

Quick answer

An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncertainty of non-financial risks. Mandated under IFRS 17 and Solvency II for technical provisions.

Why it matters

Ajuste por riesgo matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Ajuste por riesgo?

In this glossary, Ajuste por riesgo refers to: An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncertainty of non-financial risks. Mandated under IFRS 17 and Solvency II for technical provisions.

How is Ajuste por riesgo used in finance?

In finance communication, this term appears in contexts such as: "La NIIF 17 exige un ajuste por riesgo para cuantificar la incertidumbre en el monto y la oportunidad de los flujos de efectivo futuros."

Why does Ajuste por riesgo matter in finance?

Ajuste por riesgo matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Ajuste por riesgo?

Ajuste por riesgo is mainly used by Financial Analysts, Bankers, and Traders.

What category does Ajuste por riesgo belong to?

In this glossary, Ajuste por riesgo is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

An explicit amount added to insurance liabilities to reflect the compensation an insurer requires for bearing the uncertainty of non-financial risks. Mandated under IFRS 17 and Solvency II for technical provisions.

Operational example

IFRS 17 requires a risk adjustment to quantify the uncertainty in the amount and timing of future cash flows.

Localized term

Ajuste por riesgo

Localized example

La NIIF 17 exige un ajuste por riesgo para cuantificar la incertidumbre en el monto y la oportunidad de los flujos de efectivo futuros.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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