Insurance

Índice de persistencia

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Quick answer: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Why it matters

Índice de persistencia matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Índice de persistencia?

In this glossary, Índice de persistencia refers to: A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

How is Índice de persistencia used in finance?

In finance communication, this term appears in contexts such as: "La aseguradora reportó un índice de persistencia del 92% en su cartera de seguros de vida individual en el último trimestre."

Why does Índice de persistencia matter in finance?

Índice de persistencia matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Índice de persistencia?

Índice de persistencia is mainly used by Financial Analysts, Bankers, and Traders.

What category does Índice de persistencia belong to?

In this glossary, Índice de persistencia is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A measure of the proportion of insurance policies remaining in force without lapsing or being surrendered over a specified period. A high persistency rate indicates policyholder retention and business stability.

Operational example

The insurer reported a persistency rate of 92% for its individual life insurance portfolio in the latest quarter.

Localized term

Índice de persistencia

Localized example

La aseguradora reportó un índice de persistencia del 92% en su cartera de seguros de vida individual en el último trimestre.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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