Insurance

Selbstbehaltsgrenze

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Quick answer: The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

This term page is part of the Protermify Finance glossary and is published as static HTML for fast indexing and clear language coverage.

Languages

Quick answer

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Why it matters

Selbstbehaltsgrenze matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is Selbstbehaltsgrenze?

In this glossary, Selbstbehaltsgrenze refers to: The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

How is Selbstbehaltsgrenze used in finance?

In finance communication, this term appears in contexts such as: "Der Rückversicherer übernimmt nur Schäden, die die vereinbarte Selbstbehaltsgrenze überschreiten."

Why does Selbstbehaltsgrenze matter in finance?

Selbstbehaltsgrenze matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses Selbstbehaltsgrenze?

Selbstbehaltsgrenze is mainly used by Financial Analysts, Bankers, and Traders.

What category does Selbstbehaltsgrenze belong to?

In this glossary, Selbstbehaltsgrenze is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

The maximum amount of risk or loss an insurance company or reinsurer retains on a policy or portfolio before transferring the excess to reinsurance; a key parameter in underwriting and reinsurance treaties.

Operational example

The reinsurer will only accept claims above the retention limit agreed upon in the reinsurance contract.

Localized term

Selbstbehaltsgrenze

Localized example

Der Rückversicherer übernimmt nur Schäden, die die vereinbarte Selbstbehaltsgrenze überschreiten.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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