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Insurance

الانتقاء العكسي

A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

Quick answer: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

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Quick answer

A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

Why it matters

الانتقاء العكسي matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Editorial context

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Questions and answers

Questions and answers

What is الانتقاء العكسي?

In this glossary, الانتقاء العكسي refers to: A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

How is الانتقاء العكسي used in finance?

In finance communication, this term appears in contexts such as: "قد يؤدي الانتقاء العكسي إلى زيادة تكلفة المطالبات إذا جذب تجمع التأمين ذوي المخاطر العالية."

Why does الانتقاء العكسي matter in finance?

الانتقاء العكسي matters because it supports clear communication in Insurance contexts for Financial Analysts, Bankers, and Traders. It also connects to aviation training and exam language such as CFA, ACCA, and FRM.

Who uses الانتقاء العكسي?

الانتقاء العكسي is mainly used by Financial Analysts, Bankers, and Traders.

What category does الانتقاء العكسي belong to?

In this glossary, الانتقاء العكسي is grouped under Insurance. Related pages in this category explain adjacent procedures, commands and operational concepts.

Where does this definition come from?

This definition is sourced from CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework and published by Protermify Finance as a static finance reference page.

Definition

A situation in which higher-risk individuals are more likely to purchase insurance, leading to an imbalance in the risk pool and potential losses for the insurer.

Operational example

Adverse selection can lead to higher claim costs if the insurance pool disproportionately attracts high-risk individuals.

Localized term

الانتقاء العكسي

Localized example

قد يؤدي الانتقاء العكسي إلى زيادة تكلفة المطالبات إذا جذب تجمع التأمين ذوي المخاطر العالية.

Definition language

English reference definition

Source

CFA Institute, IFRS Foundation, FASB (GAAP), Basel III Framework

Category

Insurance

Exam relevance

  • CFA
  • ACCA
  • FRM

Target audience

  • Financial Analysts
  • Bankers
  • Traders

Related terms

Use the related links below to continue through connected finance terminology.

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